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Dependent Hierarchy

Single Principal Members

Hierarchy: You are required to enroll dependents in this order

First: Your parents
Second: Your siblings (starting from oldest to youngest) 

Eligibility criteria

Parents must:

  • not be older than sixty-five (65) years old
  • not be employed or working for an income

Siblings must:

  • be at least fifteen (15) days old
  • not be more than twenty-one (21) years old
  • be unmarried
  • not be employed or working for an income
  • be fully dependent upon the Principal Member for support

Documentation needed for skipping the hierarchy:

  • For deceased dependent, death certificate
  • For dependent located abroad, proof of visa or employment certificate/contract
  • For dependent with existing HMO coverage, certificate of coverage with validity

Single Parent Principal Members

Hierarchy: You are required to enroll dependents in this order

First: Your children (starting from oldest to youngest)
Second: Your parents

Eligibility criteria

Children must:

  • be at least fifteen (15) days old
  • not be more than twenty-one (21) years old
  • be unmarried
  • not be employed or working for an income
  • be fully dependent upon the Principal Member for support

Parents must:

  • not be older than sixty-five (65) years old
  • not be employed or working for an income

Documentation needed for skipping the hierarchy:

  • For deceased dependent, death certificate
  • For dependent located abroad, proof of visa or employment certificate/contract
  • For dependent with existing HMO coverage, certificate of coverage with validity

Married Members

Hierarchy: You are required to enroll dependents in this order:

First: Your legal spouse
Second: Your children (starting from oldest to youngest)

Eligibility criteria

Legal spouse must:

  • not be older than sixty-five (65) years old

Children must:

  • be at least fifteen (15) days old
  • not be more than twenty-one (21) years old
  • be unmarried
  • not be employed or working for an income
  • be fully dependent upon the Principal Member for support

Documentation needed for skipping the hierarchy:

  • For deceased dependent, death certificate
  • For dependent located abroad, proof of visa or employment certificate/contract
  • For dependent with existing HMO coverage, certificate of coverage with validity
  • For married couples not living together, affidavit of separation