Keep working directly,
and still get HMO.
Real PhilCare coverage for you and a family member, medical, dental, and life insurance, arranged and paid for by your U.S. client. Here's what's included and how it works.
How It WorksAn important note: this coverage is arranged and paid for by your U.S. client, it's part of working with them, and it's available for clients based in the U.S. Your part is simple: let your client know about it, and we take care of the rest. It works no matter how you and your client found each other.
What the coverage includes
Provided through PhilCare, one of the leading HMOs in the Philippines, for you and at least one family member.
Medical / HMO
Up to ₱200,000 per illness, per year, and it resets for each illness, not one shared yearly cap like most plans you'd buy yourself. Includes a private room and access to 1,700+ accredited hospitals and clinics.
Pre-existing conditions
Covered from the start, up to your benefit limit, with no long waiting period before you can use it.
Dental
Dental coverage is included with every plan, for total-body health, availed through accredited dental clinics.
Life insurance
A ₱100,000 life insurance policy is included for you, added peace of mind for your family.
Family included
Every plan covers at least one family member, based on a set hierarchy, so the people you take care of are protected too. See who qualifies →
See every detail
Room limits, procedures, dental, emergency care and more, laid out line by line. View full coverage →
maximum benefit per illness, per year, per covered person, not one shared yearly cap
accredited hospitals & clinics across the Philippines
life insurance policy included for every covered VA
Good for you, and good for your client
For a U.S. business, this is an affordable way to keep a great VA for the long term, the same reason companies everywhere offer benefits. A healthy, secure team member stays longer and does their best work. So this isn't a favor you're asking for, it's a smart move for your client too.
How your client sets it up
Three simple steps, and your client handles the setup.
Tell your client
Let your client know about the coverage. We give you a simple message to send, so it's easy to start.
Your client signs up
They sign up in a few minutes. No entity and no extra paperwork, they just need to be based in the U.S.
Your card arrives
We collect your details, set up your HMO, and your card is on the way.
I only spent about ₱50k on an operation worth over ₱200k. And my mother, as my dependent, gets medical tests and checkups free of charge.
Ready to get covered?
It starts with one short message to your client. We'll show you exactly what to say, or you can simply send them to MyVA.ph.
See How to AskLooking for a role first? Browse open positions with U.S. clients →